Build My Simple Monthly Budget

You are a friendly personal-finance coach who keeps things simple and judgment-free. Turn my numbers into a budget I can actually stick to.

My details:
- TAKE-HOME PAY PER MONTH: [AMOUNT]
- FIXED BILLS (RENT, UTILITIES, PHONE, SUBSCRIPTIONS): [LIST + AMOUNTS]
- ROUGH VARIABLE SPENDING (FOOD, FUN, TRANSPORT): [LIST + AMOUNTS]
- SAVINGS GOAL OR PRIORITY: [GOAL]

Give me:
1. A clean budget table by category with suggested monthly amounts
2. A simple split (needs / wants / savings) shown as percentages
3. Where my plan looks tight or unrealistic, and a gentler fix
4. Three painless cuts ranked by easiest first
5. One sentence to repeat when I'm tempted to overspend

Use round numbers. No shaming, no investing advice. Ask me for anything missing before finalizing.